Meet Your
Financial Planning Partner
An advisor who left the traditional firm model to build something better.
Why Pulse Wealth Does It Differently
Pulse Wealth is a fee-only fiduciary firm. We do not accept commissions or product compensation — ever. Our only revenue comes from the transparent annual fee you agree to.
But here’s what truly sets us apart: we use a flat-fee model instead of charging a percentage of your assets.
Why? Because you shouldn’t pay more simply because you have more. As your portfolio grows, most firms automatically earn more — even if the work doesn’t increase. That structure can create subtle incentives around decisions like holding cash, paying down debt, or taking distributions.
With a flat fee, those incentives disappear. Our compensation doesn’t change based on your account size or where your money is held. That means our advice is aligned with one thing only — what’s best for you.
Meet David Dedman, ChFC®, AWMA®
The Origin Story
David Dedman is the founder of Pulse Wealth, a flat-fee, fiduciary financial planning firm dedicated to helping high-income medical sales professionals build “Walk-Away Wealth” — the freedom to work because they want to, not because they have to.
After years in the industry, David recognized a disconnect: many successful professionals were earning great money but still felt behind on taxes, investing, and long-term strategy. Traditional percentage-based (AUM) fee models often meant clients paid more as their portfolios grew — even when the advice didn’t change. Those fees compounded right alongside their investments.
Pulse Wealth was built differently. Instead of charging a percentage of assets, David uses a transparent flat fee. That structure removes hidden incentives, eliminates asset-based conflicts, and keeps advice focused on what’s best for the client — not what grows the advisor’s compensation.
Philosophy
At Pulse Wealth, we believe medical sales professionals deserve tax-smart, flat-fee advice designed to turn high income into lasting, work-optional wealth — without the conflicts of the traditional AUM model.
Outside the Office
When David is not guiding clients through their next chapter, you’ll find me collecting foreign currency and watches, cheering on the Kentucky Wildcats, or spending time with family.
By The Numbers
87+
CLIENT HOUSEHOLDS
MedSales Pros across 13 states trust us with their financial future
$65M
ASSETS ADVISED ON
Assets we advise on using evidence-based strategies
13
STATES SERVED
Virtual planning makes geography irrelevant
100%
FIDUCIARY
Your interests come first, always, not just sometimes
Numbers as of January 2026
WHAT TO EXPECT
What Working With Us Looks Like
1. Discovery Call
We'll ask about your goals, concerns, and current situation. We'll explain our approach and answer all your questions. No sales pitch—just an honest conversation about whether we're the right fit.
2. Comprehensive Analysis
We gather all your financial data and build a complete picture: assets, liabilities, income, expenses, taxes, insurance, estate planning. You'll see everything visualized clearly, often for the first time.
3. Your Plan
We present clear recommendations backed by research. Investment strategy, tax optimization, retirement projections, insurance needs—all explained in plain English. You'll understand not just what to do, but why.
4. Ongoing Partnership
Regular meetings (at least twice per year). Proactive adjustments as life changes. Unlimited email/phone access. Tax planning throughout the year. We're here for the long haul—for one transparent flat fee.