Mega Backdoor Roth Guide for Medical Device Reps If you’re a mid-career medical device rep, you already know how this movie goes. You’re good at what you do, your comp is strong, and your calendar looks like a game of Tetris with airports. Then April hits and you look at your tax bill like, “So… we’re just doing this forever?” And when you ask around, somebody (usually the rep who seems suspiciously calm all the time) mentions the Mega Backdoor Roth. Suddenly it sounds like t

If you’ve ever tried to do the “right” money move between airport Gate B12 and a customer dinner, you already know the dirty secret of personal finance: the best strategies aren’t the fanciest. They’re the ones you can actually execute when you’re tired, busy, and your income changes every time a big case closes. Roth accounts are a great example. Medical sales pros love the idea of tax-free growth. But many of you hit the Roth IRA income ceiling without trying. One strong co

If you’re in medical sales, you already know the routine: airports, late dinners, the “quick question” from your manager at 7:18 p.m., and a comp plan that feels like it was written by a committee of caffeinated attorneys. And then someone on the internet (or your buddy at SKO) says, “You should do a Roth conversion ladder.” Your first thought is usually the correct one: Wait… isn’t that for people who aren’t making real money right now? That’s exactly the tension behind a Ro