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Hello!
I'm David Dedman, ChFC®, AWMA®
I help highly compensated executives and medical sales professionals transform their careers into wealth.
Transparent, Equitable, Flat Fees
$550 monthly flat fee ($6,600) per client
household. Includes ongoing financial planning, unlimited investments, and year-round tax planning.

Here are a few of the organizations whose professionals we’ve worked with:















Getting killed on taxes?
Highly compensated executives like you are busy and often overpay in taxes due to a lack of time and specialized knowledge. My proprietary TaxPulse™ strategy uses advanced software to identify every possible deduction and credit, maximizing your savings.
We also help with wealth management, stock options, and retirement planning, so you can achieve financial freedom and transition smoothly from work whenever you're ready.
Contact me today for a personalized strategy.



00:55
Buy or Lease? The Med Sales Pro’s Car Dilemma
You’re always on the move—hospitals, clinics, last-minute case coverage. Your car isn’t just transportation—it’s your mobile office, your territory tool. So what’s smarter: buy or lease?
💥 Leasing can be tempting: lower payments, a fresh ride every 2–3 years, and minimal maintenance. For a polished, always-on-brand look, it’s attractive. Plus, in a business-heavy role, leasing may offer deductions if you track mileage and use it primarily for work.
🔧 Buying, on the other hand, means long-term value. Once it’s paid off, you own it outright—no mileage caps, no excess wear fees. You can rack up the miles chasing quotas without sweating penalties.
🎯 Here's The smart moveIf you’re clocking heavy miles and plan to keep the car long-term—buy it.If you want low payments, a new car every few years, and can write off business use—leasing can work.
Bottom line: Your car should work as hard as you do. Choose the strategy that fits your lifestyle
Learn tips & strategies to get the most out of your money.
Get started today → https://www.pulsewealth.co/financial-assessment
Subscribe to be notified for future videos: @DaveKnowsMoney
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01:00
5 Ways Medical Sales Pros Can Improve Their Finances on the Road
Being on the go doesn’t mean your finances should be on autopilot.
Here are 5 ways you can improve your finances while still on the road
✈️ Turn travel into tax savings
Track mileage, meals, and overnight stays. Many of your expenses could be partially deductible — don’t leave money on the table.
📱 Automate your wealth building
Use downtime at airports and hotels to review your 401(k), Roth IRA, or HSA. Better yet — automate contributions so wealth grows while you sleep.
🧾 Scan and organize receipts weekly
A 5-minute Friday habit can save hours at tax time (and money in deductions).
🧠 Listen to money podcasts or short financial reads
Turn windshield time into learning time. You’ll make sharper financial decisions with even 1% better thinking.
📊 Check your “walk away” number once a month
You’re not just chasing quota — you’re building freedom. Keep your long game top of mind, even while grinding on the road.
Don’t forget to like and subscribe to @DaveKnowsmoney

01:00
Halftime: Medical Sales Mid-Year Financial Update
You’re six months into the year—territories are shifting, quotas are tightening, and commissions are stacking. But here’s the real question: Are your finances winning at halftime?
🏈 Halftime is where winners adjust.Your sales numbers get reviewed—so should your money moves. This is your chance to check the scoreboard and pivot before year-end sneaks up.
📊 Ask yourself:
• Are you on track to max your 401(k) or Roth?
• Did those Q1 and Q2 commissions go toward building wealth—or just funding lifestyle upgrades?
• Have you taken advantage of tax strategies like HSA contributions, Roth conversions, or charitable deductions?
• Is your walk-away number still aligned with your income and goals?
🔥 Now’s the time to:
• Increase automated savings to brokerage or Roth accounts
• Rebalance your investments—especially after market swings
• Strategize for Q3/Q4 bonuses with intentional tax planning
• Pad your emergency or opportunity fund (hello, rental property or private deal)
You wouldn’t go into the second half of the year without a sales plan—don’t do it without a financial one.
Reach out to me for your own personal financial assessment!
🔥 Webinar Alert: F.I.R.E. for Medical Sales Pros! 🔥
Escape the Quota Grind & Retire on Your Own Terms 💪
Tired of the constant grind? You’re earning big — but is it building freedom or just funding your lifestyle?
In this game-changing session, we’ll break down:
✅ The Medical Sales F.I.R.E. (Financial Independence, Retire Early) Blueprint
✅ How to turn commissions into passive income
✅ Smart tax strategies to keep more of your hard-earned money
✅ Setting your “walk-away number” — and hitting it
📅 Date: July 16th
⏰ Time: 7pm EST
📍 Register here: https://lnkd.in/edxqm5mR

01:02
Just Got a Raise or a Big Commission? Here's Your Next Move
In medical sales, income jumps happen fast—But what you do next matters even more than the win itself.
1️⃣ Upgrade Your Wealth—Before Your Lifestyle
-Max your 402k ($23.5K for 2025) and set a rule to sweep 20-30 % of every future commission straight into a Roth IRA or brokerage.
- A $40K Q2 bonus? Drop $7K into a Roth, $15K into a low-cost ETF portfolio, then celebrate with a modest splurge—think weekend trip, not a new Porsche.
2️⃣ Freeze the Tax Bleed
-During high-income quarters, lean pre-tax (401(k), HSA). When commissions dip, flip to Roth.
- Max your HSA ($8.3K family), bunch charitable donations, or explore a solo-401(k)/cash-balance plan for side consulting.
3️⃣ Build Flexibility Capital
- Push emergency savings to six months of living + travel costs (because reps are always on the road).
- Channel overflow into a “freedom fund” for down-payments on rental properties, private syndications, or even a sabbatical.
- Why it matters: Flexibility = negotiating power. Walk away from bad territories, take equity in a startup, or finance an early retirement gap—on your terms.
Learn tips & strategies to get the most out of your money.
Get started today → https://www.pulsewealth.co/financial-assessment
Subscribe to be notified for future videos: @DaveKnowsMoney
___________
🔥 Webinar Alert: F.I.R.E. for Medical Sales Pros! 🔥
Escape the Quota Grind & Retire on Your Own Terms 💪
Tired of the constant grind? You’re earning big — but is it building freedom or just funding your lifestyle?
In this game-changing session, we’ll break down:
✅ The Medical Sales F.I.R.E. (Financial Independence, Retire Early) Blueprint
✅ How to turn commissions into passive income
✅ Smart tax strategies to keep more of your hard-earned money
✅ Setting your “walk-away number” — and hitting it
📅 Date: July 16th
⏰ Time: 7pm EST
📍 Register here: https://lnkd.in/edxqm5mR
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