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Hello!
I'm David Dedman, ChFC®, AWMA®
I help highly compensated executives and medical sales professionals transform their careers into wealth.
Transparent, Equitable, Flat Fees
$550 monthly flat fee ($6,600) per client
household. Includes ongoing financial planning, unlimited investments, and year-round tax planning.

Here are a few of the organizations whose professionals we’ve worked with:















Getting killed on taxes?
Highly compensated executives like you are busy and often overpay in taxes due to a lack of time and specialized knowledge. My proprietary TaxPulse™ strategy uses advanced software to identify every possible deduction and credit, maximizing your savings.
We also help with wealth management, stock options, and retirement planning, so you can achieve financial freedom and transition smoothly from work whenever you're ready.
Contact me today for a personalized strategy.



01:01
The 401(k) Strategy That Could Save You 6-Figures in Retirement Taxes
“Should you go pre-tax or Roth with your 401(k)?”If you’re pulling in six-figure commissions, the answer isn’t one-size-fits-all. There is a strategy for medical sales reps
💸 Pre-Tax = Immediate ReliefDid you have a great quarter? Pre-tax 401(k) contributions slash your taxable income—perfect for high-commission months. Drop in $23,500 and save over $8K in federal taxes if you're in the 35% bracket. That’s money staying in your hands, not Uncle Sam’s.
🔥 Roth = Future FreedomExpect taxes to rise? Planning to retire early? Roth contributions grow tax-free and give you flexibility in retirement—especially when you want to keep your income low for healthcare or avoid tax landmines later.
🎯 The Smart Move? Use Both.Go pre-tax when income spikes. Shift to Roth during lighter quarters. That’s tax diversification—built for a variable income world like yours.
Schedule a call if you'd like to discuss your specific strategies.
Learn tips & strategies to get the most out of your money.
Get started today → @al-assessment
Subscribe to be notified for future videos: @DaveKnowsMoney
___________
For more resources and content, check me out below!
🔔 Subscribe to my channel to learn more about all things money @DaveKnowsMoney
📬 Subscribe to my blog @be
📷 Connect with me on Instagram @wsmoney
🔗 Follow me on Linkedin @ddedman/

00:55
Buy or Lease? The Med Sales Pro’s Car Dilemma
You’re always on the move—hospitals, clinics, last-minute case coverage. Your car isn’t just transportation—it’s your mobile office, your territory tool. So what’s smarter: buy or lease?
💥 Leasing can be tempting: lower payments, a fresh ride every 2–3 years, and minimal maintenance. For a polished, always-on-brand look, it’s attractive. Plus, in a business-heavy role, leasing may offer deductions if you track mileage and use it primarily for work.
🔧 Buying, on the other hand, means long-term value. Once it’s paid off, you own it outright—no mileage caps, no excess wear fees. You can rack up the miles chasing quotas without sweating penalties.
🎯 Here's The smart moveIf you’re clocking heavy miles and plan to keep the car long-term—buy it.If you want low payments, a new car every few years, and can write off business use—leasing can work.
Bottom line: Your car should work as hard as you do. Choose the strategy that fits your lifestyle
Learn tips & strategies to get the most out of your money.
Get started today → https://www.pulsewealth.co/financial-assessment
Subscribe to be notified for future videos: @DaveKnowsMoney
___________
For more resources and content, check me out below!
🔔 Subscribe to my channel to learn more about all things money @DaveKnowsMoney
📬 Subscribe to my blog https://www.pulsewealth.co/subscribe
📷 Connect with me on Instagram https://www.instagram.com/daveknowsmoney
🔗 Follow me on Linkedin https://www.linkedin.com/in/daviddedman/

01:00
5 Ways Medical Sales Pros Can Improve Their Finances on the Road
Being on the go doesn’t mean your finances should be on autopilot.
Here are 5 ways you can improve your finances while still on the road
✈️ Turn travel into tax savings
Track mileage, meals, and overnight stays. Many of your expenses could be partially deductible — don’t leave money on the table.
📱 Automate your wealth building
Use downtime at airports and hotels to review your 401(k), Roth IRA, or HSA. Better yet — automate contributions so wealth grows while you sleep.
🧾 Scan and organize receipts weekly
A 5-minute Friday habit can save hours at tax time (and money in deductions).
🧠 Listen to money podcasts or short financial reads
Turn windshield time into learning time. You’ll make sharper financial decisions with even 1% better thinking.
📊 Check your “walk away” number once a month
You’re not just chasing quota — you’re building freedom. Keep your long game top of mind, even while grinding on the road.
Don’t forget to like and subscribe to @DaveKnowsmoney

01:00
Halftime: Medical Sales Mid-Year Financial Update
You’re six months into the year—territories are shifting, quotas are tightening, and commissions are stacking. But here’s the real question: Are your finances winning at halftime?
🏈 Halftime is where winners adjust.Your sales numbers get reviewed—so should your money moves. This is your chance to check the scoreboard and pivot before year-end sneaks up.
📊 Ask yourself:
• Are you on track to max your 401(k) or Roth?
• Did those Q1 and Q2 commissions go toward building wealth—or just funding lifestyle upgrades?
• Have you taken advantage of tax strategies like HSA contributions, Roth conversions, or charitable deductions?
• Is your walk-away number still aligned with your income and goals?
🔥 Now’s the time to:
• Increase automated savings to brokerage or Roth accounts
• Rebalance your investments—especially after market swings
• Strategize for Q3/Q4 bonuses with intentional tax planning
• Pad your emergency or opportunity fund (hello, rental property or private deal)
You wouldn’t go into the second half of the year without a sales plan—don’t do it without a financial one.
Reach out to me for your own personal financial assessment!
🔥 Webinar Alert: F.I.R.E. for Medical Sales Pros! 🔥
Escape the Quota Grind & Retire on Your Own Terms 💪
Tired of the constant grind? You’re earning big — but is it building freedom or just funding your lifestyle?
In this game-changing session, we’ll break down:
✅ The Medical Sales F.I.R.E. (Financial Independence, Retire Early) Blueprint
✅ How to turn commissions into passive income
✅ Smart tax strategies to keep more of your hard-earned money
✅ Setting your “walk-away number” — and hitting it
📅 Date: July 16th
⏰ Time: 7pm EST
📍 Register here: https://lnkd.in/edxqm5mR
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